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College Loan Blog

The college loan blog will help you get the timely info you need to make your college loans work for you. Subscribe by clicking on the orange RSS feed button.

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Fast College Loans...When You Have Need for Speed

Fast college loans are for when your federal loans, state aid, scholarships are calculated down to the last penny,

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Pell Grant Spending Projected to Increase

Mandatory Pell grant spending (when the program becomes an entitlement) is now projected to increase by more than was expected last year, when these changes were first proposed.

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Federal Pell Grant Amounts, Eligibility Information 2010-2011

Pell grant amounts for 2010-2011 are the highest ever. As college tuition rates rise, so have the students who meet Pell grant eligibility and qualifications. File the free federal application form.

Permalink -- click for full blog post "Federal Pell Grant Amounts, Eligibility Information 2010-2011"


State College Loans... Grants and Scholarships, Student Loan Forgiveness

State college loans differ from state to state. Most offer their own tax-exempt version, but several do not offer anything at all. Find your state’s programs now!

Permalink -- click for full blog post "State College Loans... Grants and Scholarships, Student Loan Forgiveness"


Direct Loans Servicing Center...Have Your FAFSA PIN Number

The direct loans servicing center at ed.gov uses the financial aid pin number for direct loans login. Make your direct loan payments for all U.S. direct loans.

Permalink -- click for full blog post "Direct Loans Servicing Center...Have Your FAFSA PIN Number "


Pell Grant Calculator 2010-2011...Amounts by FAFSA EFC, COA Qualifications

Pell grant calculator uses the latest federal pell grant application data to calculate amounts for your free grants for college. Compare college costs to get your best award.

Permalink -- click for full blog post "Pell Grant Calculator 2010-2011...Amounts by FAFSA EFC, COA Qualifications"


Standard College Loan Repayment Program for Government School Loans

The standard college loan repayment program for federal student loans will figure loan payments based on a 10 year schedule. Use the college loan calculator to figure loan payments and total amounts.

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Monthly Payment Formula for Student Loan Repayment Program

Your monthly payment formula for government college loans can be adjusted for income if recession proof jobs are hard to find. Figure loan payments to compare loan repayment schedules.

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Loan Payment Formula for Federal School Loans

Your loan payment formula for government student loan repayment can depend on how much student loan relief you need to figure loan payments within your budget.

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Extended Government School Loans Repayment, Student Loan Calculator

Extending government school loans repayment provides student loan debt help. The lender will calculate monthly loan payments with a term more than double the standard college loan repayment program.

Permalink -- click for full blog post "Extended Government School Loans Repayment, Student Loan Calculator"


Illinois Government Grants for College Early Cutoff?

Illinois government grants for college (MAP grants) may be cutoff even earlier this year, than they were last year.

34% more Illinois students have qualified for MAPS this year, as compared to this time last year.

Permalink -- click for full blog post "Illinois Government Grants for College Early Cutoff?"


Illinois Student Assistance Commission...State Student Loans, College Grants

The Illinois Student Assistance Commission that services Illinois's state college loans. Find out how being an Illinois student can benefit you.

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"Knowledge Is The Key To The Treasure"

I would like to see the American Tax Credit extended through 2010 and throughout our existence as a country. Hope is that the high (King worthy as they

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Accrued Interest Calculator, Deferred Student Loan Payment

The accrued interest calculator shows how deferring college loans for students until graduation increases average student loan debt. This college loan calculator shows how your loan balance changes.

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Unsubsidized Stafford Loan, Federal School Loans for Everyone

An unsubsidized Stafford loan is federal student financial aid not based on FAFSA EFC. These are also, non-credit based student loans with Stafford loan limits higher than for subsidized loans.

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Hope Tax Credit...An Education Benefit for College Tuition Costs

The Hope tax credit on your federal tax return forms has been upgraded for 2009 and 2010. This college tax credit is for a student or parent who pays income taxes and college tuition costs.

Permalink -- click for full blog post "Hope Tax Credit...An Education Benefit for College Tuition Costs"


Renew FAFSA...Easier and Faster with the FAFSA Online Application

Renew FAFSA every year online, unless you want to do the entire form again. Find your FAFSA PIN and save time.

Permalink -- click for full blog post "Renew FAFSA...Easier and Faster with the FAFSA Online Application"


I want the American Opportunity Tax Credit Extended.

I will be starting school the summer of 2010. This tax credit, if extended, will help me continue school and be able to finally finish my associate degree.

Permalink -- click for full blog post "I want the American Opportunity Tax Credit Extended."


Perkins Loan SAFRA Changes

Perkins loan program changes if SAFRA passes:

"To make loans available to more students and help finance the expanded Pell Grant, interest on the loans would accrue while students are in school."

from the Department of Education's Fiscal Year 2011 Budget Request, p.15.

Right now, the Perkins loan program is subsidized while students are in school.

More...

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Printable FAFSA Application... 2010-2011 Download Here

A printable fafsa application gives you access to all your info, all the time, even if you apply online.

Permalink -- click for full blog post "Printable FAFSA Application... 2010-2011 Download Here"


FAFSA Application...Late Online Form Change

The FAFSA application online had a slight change on Feb. 27. The “Are you male or female?” question was moved to below “Your Date of Birth”.

Apparently, many people were leaving it blank and flags were being raised by Selective Service when they could not verify registration (of females).

It was felt that originally it was too close to pre-filled data, and so it was being overlooked. If it had not been caught this early, financial aid might have been delayed until the issue was resolved.

More about what to expect on the FAFSA application...

Permalink -- click for full blog post "FAFSA Application...Late Online Form Change"


College students Need More Help

This will be extremely helpful for me this year. It will enable me to pay off a portion of my debt and attend summer courses ( which have been too expensive

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2010-2011 FAFSA...Website, PIN, Online Application, Deadline, Renewal

The FAFSA is your key to college grants and loans. Will you get a Pell grant or federal student loans? The average cost of college education is rising, but so is federal tuition assistance.

Permalink -- click for full blog post "2010-2011 FAFSA...Website, PIN, Online Application, Deadline, Renewal"


Pell Grant Form at the FAFSA Online Application Website

The Pell grant form is the FAFSA application, newly simplified for 2010-2011. The FAFSA website uses your federal tax return forms to check your Pell grant qualifications and calculate your EFC.

Permalink -- click for full blog post "Pell Grant Form at the FAFSA Online Application Website"


Pell Grant Application Form...FAFSA Application

The Pell grant application or Pell grant form is just your FAFSA application. Pell grants are based on your FAFSA EFC. Apply for a Pell grant online, but download a printable FAFSA application form.

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What is a Pell Grant, Federal Pell Grant Eligibility, Qualifications, Form

What is a Pell Grant form? What are Pell grant qualifications, how do I apply for a Pell grant online, how do I keep my federal Pell grant eligibility?

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Pell Grant...Federal Application Eligibility, Qualifications, Requirements

Pell grant information for 2010-2011. Apply for free federal Pell grants for college. Use the calculator to compare college costs. With your FAFSA EFC, find out what amounts you can get for where.

Permalink -- click for full blog post "Pell Grant...Federal Application Eligibility, Qualifications, Requirements"


FAFSA Online Application, Financial Aid Pin Number, Federal Tax Return Forms

FAFSA online application changes for 2010 will not affect the printable FAFSA application. But when you apply for a Pell grant online (or for federal college loans for students) new options are given

Permalink -- click for full blog post "FAFSA Online Application, Financial Aid Pin Number, Federal Tax Return Forms"


FAFSA Online Application for College and Taxes

If they wanted the FAFSA online application to really be easier, they would just take the amount you pay in taxes. There would be no need to transfer

Permalink -- click for full blog post "FAFSA Online Application for College and Taxes"


Why is AOTC Going to End?

Why would this credit end? If it's actually used a lot, what would make Congress think it should end? There are many, many other programs that should be

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