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   <title> College Loan Blog </title>
   <link>http://www.collegeloanconsultant.com/college-loan-blog.html</link>
   <description>College loan blog...updates on financial aid for students...from student loans- no cosigner to student loan forgiveness programs to government student loans consolidation etc…</description>
   <language>en-us</language>
   <category domain = "http://www.collegeloanconsultant.com/college-loan-blog.html#">college loan</category>
   <pubDate>Sat, 04 Feb 2012 04:03:56 GMT</pubDate>
   <lastBuildDate>Sat, 04 Feb 2012 04:03:56 GMT</lastBuildDate>
   <copyright>collegeloanconsultant.com</copyright>
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    <title>Federal Subsidized Stafford Loan 2011-2012</title>
    <link>http://www.collegeloanconsultant.com/subsidized-stafford-loan.html</link>
    <description>A subsidized Stafford loan can now be borrowed at the lowest rate for subsidized student loans ever. If you have unmet financial need, now is the time to borrow federal student loans.</description>
    <pubDate>Sat, 04 Feb 2012 04:03:56 GMT</pubDate>
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    <title>Idaho State University Short Term Loans</title>
    <link>http://www.collegeloanconsultant.com/idaho-state-university-short-term-loans.html</link>
    <description>Idaho State University offers short term loans or 90 day loans to students who experience financial difficulties during the school term. These are emergency loans rather than college tuition loans.</description>
    <pubDate>Fri, 03 Feb 2012 18:20:16 GMT</pubDate>
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    <title>Federal Student Loan Servicing...New Servicer</title>
    <link>http://www.collegeloanconsultant.com/federal-student-financial-aid.html</link>
    <description>Federal Student Loan Servicing has awarded a new contract to ESA/Edfinancial to service loans.  Borrowers who currently have the Direct Loan Servicing Center as their servicer (and who are not in school or in their grace period) may be having their accounts transferred to ESA/Edfinancial, sometime in the next month.</description>
    <pubDate>Sat, 28 Jan 2012 20:37:57 GMT</pubDate>
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    <title>Extend the Tax Credit for Obvious Reasons!!!!!</title>
    <link>http://www.collegeloanconsultant.com/extend-the-tax-credit-for-obvious-reasons.html</link>
    <description>The college tax credit should obviously be extended in my opinion. The economy isn't going to get any better, and if people can't even afford to go to</description>
    <pubDate>Thu, 19 Jan 2012 23:52:27 GMT</pubDate>
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    <title>Pell Grant Changes 2012-2013</title>
    <link>http://www.collegeloanconsultant.com/federal-pell-grant.html#anchor-name</link>
    <description>Pell grant changes for 2012-2013 &lt;strong&gt;don't&lt;/strong&gt; include any changes to the maximum award amount, but they do affect &quot;who qualifies for how much&quot;, and everyone is affected by the changes for how long they can be received.</description>
    <pubDate>Thu, 29 Dec 2011 19:55:39 GMT</pubDate>
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    <title>College tax credit...No matter how much we make...</title>
    <link>http://www.collegeloanconsultant.com/college-tax-creditno-matter-how-much-we-make.html</link>
    <description>It is just as hard to live making good money in a good house paying all those bills as someone making less money living in a small house paying smaller</description>
    <pubDate>Tue, 20 Dec 2011 13:15:19 GMT</pubDate>
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    <title>Sallie Mae's Smart Option...really shows you care. </title>
    <link>http://www.collegeloanconsultant.com/sallie-maes-smart-optionreally-shows-you-care.html</link>
    <description>I agree with the Smart Option, simply because when I graduate in four years, I want to pay back as little as possible to make me look better. Most students</description>
    <pubDate>Thu, 24 Nov 2011 04:21:04 GMT</pubDate>
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    <title>Disbursement issue</title>
    <link>http://www.collegeloanconsultant.com/disbursement-issue.html</link>
    <description>I'm still being told by my community college that they will only disburse money for tuition and a book allowance until after the first four weeks of class-</description>
    <pubDate>Thu, 27 Oct 2011 15:32:07 GMT</pubDate>
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    <title>Income Contingent Plan, Pay As You Earn</title>
    <link>http://www.collegeloanconsultant.com/monthly-payment-formula.html</link>
    <description>The Income Contingent Plan, nicknamed &quot;Pay as You Earn&quot;, will take effect 2 1/2years earlier than planned. President Obama issued an executive order to begin the college loan repayment program in January 2012, instead of July, 2014.</description>
    <pubDate>Wed, 26 Oct 2011 22:24:03 GMT</pubDate>
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    <title>College Tax Credit, Don't just extend it, reform it!</title>
    <link>http://www.collegeloanconsultant.com/college-tax-credit-dont-just-extend-it-reform-it.html</link>
    <description>Another perspective:  I live in the Northeast where the cost of living is at the TOP of the scale. My higher salary (and I say higher relative to other</description>
    <pubDate>Sun, 23 Oct 2011 23:23:56 GMT</pubDate>
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    <title>College Tax Credit: Grateful for Being Given a Chance</title>
    <link>http://www.collegeloanconsultant.com/college-tax-credit-grateful-for-being-given-a-chance.html</link>
    <description>Both of my degrees were lemons, and I dropped to being among the poorest in America. Now I think that where I am headed is going to put me in a better</description>
    <pubDate>Sun, 23 Oct 2011 23:19:14 GMT</pubDate>
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    <title>If we dont Educate our Country will Depreciate!</title>
    <link>http://www.collegeloanconsultant.com/if-we-dont-educate-our-country-will-depreciate.html</link>
    <description>Lets help people better themselves through education; this college tax credit allows just that!  If you give more people the opportunity to educate themselves</description>
    <pubDate>Sun, 23 Oct 2011 19:05:43 GMT</pubDate>
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    <title>Tax Credit, Fairness for the Middle Class</title>
    <link>http://www.collegeloanconsultant.com/tax-credit-fairness-for-the-middle-class.html</link>
    <description>The college tax credit is the only way to abate the institutionalized discrimination against the average working, taxpaying American.Grants and scholarships</description>
    <pubDate>Sun, 23 Oct 2011 17:14:02 GMT</pubDate>
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    <title>College Tax Credit...The hard work should be RECOGNIZED!!</title>
    <link>http://www.collegeloanconsultant.com/college-tax-creditthe-hard-work-should-be-recognized.html</link>
    <description>I think that if you are willing to put forth the effort to further your education that it should be noticed. I know for myself, I am going to college to</description>
    <pubDate>Sun, 23 Oct 2011 16:12:02 GMT</pubDate>
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    <title>Middle Class hit hard!!</title>
    <link>http://www.collegeloanconsultant.com/middle-class-hit-hard.html</link>
    <description>The college tax credit needs to be at least 50% of the cost for those of us who are out of reach of any grants, etc. The income range should be 50,000-150,000.</description>
    <pubDate>Sun, 23 Oct 2011 00:28:42 GMT</pubDate>
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    <title>This is just not fair at all!!!!</title>
    <link>http://www.collegeloanconsultant.com/this-is-just-not-fair-at-all.html</link>
    <description>I have one child now in college and another on the way soon. My husband and I both work hard and we have a nice house. It is horribly disappointing when</description>
    <pubDate>Sat, 22 Oct 2011 19:30:03 GMT</pubDate>
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    <title>Free Pell Grant May Be Limited to 6 Years</title>
    <link>http://www.collegeloanconsultant.com/pell-grant-requirements.html</link>
    <description>Free Pell grant awards may be limited to only 6 years if the &lt;a target=&quot;_blank&quot; href=&quot;http://appropriations.house.gov/UploadedFiles/FY_2012_Final_LHHSE.pdf&quot;&gt;draft bill&lt;/a&gt; of the House Appropriations Committee is adopted.

This bill also proposes to eliminate Pell grants for students who go to school for less than half-time.</description>
    <pubDate>Sat, 01 Oct 2011 03:41:57 GMT</pubDate>
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    <title>Pell Grant Qualification May Change</title>
    <link>http://www.collegeloanconsultant.com/pell-grant-qualifications.html</link>
    <description>The Pell grant qualification for an automatic EFC of &quot;0&quot; (entitling the student to the maximum award) will change for the 2012-2013 school year, if the House Appropriations &lt;a target=&quot;_blank&quot; href=&quot;http://appropriations.house.gov/UploadedFiles/FY_2012_Final_LHHSE.pdf&quot;&gt;draft bill&lt;/a&gt; becomes law.

The draft cuts the maximum income allowed to $15,000.  See what the allowed income is, currently.</description>
    <pubDate>Fri, 30 Sep 2011 16:16:10 GMT</pubDate>
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    <title>Oregon Scholarships</title>
    <link>http://www.collegeloanconsultant.com/Oregon-Student-Assistance-Commission.html</link>
    <description>New Oregon scholarships are being offered by the University at Oregon to students whose income is too high to qualify for Pell grants.

Solari scholarships will be for incoming Oregon high school grads with a GPA of 3.6, and may be renewed for 4 years if students maintain a 3.0 GPA in college.</description>
    <pubDate>Mon, 19 Sep 2011 00:04:29 GMT</pubDate>
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    <title>Florida Bright Futures Scholarship</title>
    <link>http://www.collegeloanconsultant.com/Florida-State-Department-of-Education.html</link>
    <description>Requirements for the Florida Bright Futures Scholarship now include filling out an error-free FAFSA.  More than 2,500 students may not receive their money this fall, because they have not completed their FAFSA forms.

With tuition deadlines here, students who have not filed will need to secure other funding to make up gaps.</description>
    <pubDate>Fri, 09 Sep 2011 17:42:32 GMT</pubDate>
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    <title>College Tax Credit, Even Books Too!!!</title>
    <link>http://www.collegeloanconsultant.com/college-tax-credit-even-books-too.html</link>
    <description>I thought you weren't allowed to use the amount you spent on books if you purchased them yourself.  I was told this by the my daughter's college that I</description>
    <pubDate>Thu, 08 Sep 2011 18:25:40 GMT</pubDate>
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    <title>My Pell Grant Renewal Was Denied</title>
    <link>http://www.collegeloanconsultant.com/my-pell-grant-renewal-was-denied.html</link>
    <description>I have appealed the Pell grant denial, but my financial aid office has not returned 5 calls. What do I do now?  I am actually asking about a friend who</description>
    <pubDate>Wed, 31 Aug 2011 19:55:42 GMT</pubDate>
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    <title>Utah Scholarships</title>
    <link>http://www.collegeloanconsultant.com/uheaa.html</link>
    <description>Two $250 Utah scholarships will be given for attendance at a college financial aid night (dates from 8/13 to 11/16) and a short (500 word) essay.

Rules are &lt;a target=&quot;_blank&quot; href=&quot;https://www.uheaa.org/forms/rules&quot;&gt;here&lt;/a&gt;.</description>
    <pubDate>Fri, 19 Aug 2011 19:47:54 GMT</pubDate>
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    <title>Extend College Tax Credit for Life</title>
    <link>http://www.collegeloanconsultant.com/extend-college-tax-credit-for-life.html</link>
    <description>i just recently enrolled in college and I'm about to finish my 1st semester and enter my 2nd semester.  I feel like the college tax credit should continue</description>
    <pubDate>Wed, 17 Aug 2011 15:16:38 GMT</pubDate>
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    <title>Can my daughter still get a Pell grant, if I am behind on student loan payments?</title>
    <link>http://www.collegeloanconsultant.com/can-my-daughter-still-get-a-pell-grant-if-i-am-behind-on-student-loan-payments.html</link>
    <description>I have an old student loan that I have gotten behind on payments. Will this make my child ineligible for Pell grant? ====================================================</description>
    <pubDate>Wed, 17 Aug 2011 04:06:18 GMT</pubDate>
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    <title>Books are expensive, College Tax Credit Helps</title>
    <link>http://www.collegeloanconsultant.com/books-are-expensive-college-tax-credit-helps.html</link>
    <description>Books are expensive, and most students don't get book stipends. I spent around $700(1 term) in books alone plus I had to pay some out of pocket expenses.</description>
    <pubDate>Wed, 17 Aug 2011 02:42:30 GMT</pubDate>
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    <title>FAFSA Deadline</title>
    <link>http://www.collegeloanconsultant.com/fafsa-deadline.html</link>
    <description>An early or late FAFSA deadline can make the difference as far as qualifying for a state scholarship.  

Alaska's late deadline enabled 75% of the 2,337 academically qualified students, to claim their scholarships for high school seniors.  Find out when your state FAFSA deadline is (before it's too late).</description>
    <pubDate>Sun, 14 Aug 2011 03:09:06 GMT</pubDate>
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    <title>Indefinitely Extending the College Tax Credit</title>
    <link>http://www.collegeloanconsultant.com/indefinitely-extending-the-college-tax-credit.html</link>
    <description>I am a parent of a child who will be attending UConn University in the Fall of 2011. I am middle-class and have tried to save for retirement,(I am 52)</description>
    <pubDate>Sat, 13 Aug 2011 21:48:11 GMT</pubDate>
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    <title>Illinois Scholarships</title>
    <link>http://www.collegeloanconsultant.com/Illinois-Student-Assistance-Commission.html</link>
    <description>Illinois scholarships and other college funding opportunities will be provided for undocumented students, when the Illinois DREAM Act is signed into law tomorrow.</description>
    <pubDate>Sun, 31 Jul 2011 21:18:42 GMT</pubDate>
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    <title>Extending college tax credits fuels a slow economy</title>
    <link>http://www.collegeloanconsultant.com/extending-college-tax-credits-fuels-a-slow-economy.html</link>
    <description>PLEASE extend college tax credits.  College costs for the middle class, that large portion of the population that makes too much to qualify for favorable</description>
    <pubDate>Sun, 24 Jul 2011 03:41:59 GMT</pubDate>
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    <title>Pell Grant...How do I write an appeal letter for financial aid? </title>
    <link>http://www.collegeloanconsultant.com/pell-granthow-do-i-write-an-appeal-letter-for-financial-aid.html</link>
    <description>After being deemed ineligible, due to unsatisfactory academic progress, I am trying to get financial aid (Pell grant) again for the Fall 2011.  I had to</description>
    <pubDate>Sun, 24 Jul 2011 01:32:04 GMT</pubDate>
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    <title>Scholarships for College...MBA</title>
    <link>http://www.collegeloanconsultant.com/scholarships-for-college.html</link>
    <description>Scholarships for college...If you are thinking of going for your MBA, and you act quickly (by July 28) you could tweet your way to a full ride.</description>
    <pubDate>Tue, 12 Jul 2011 16:15:56 GMT</pubDate>
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    <title>I have a daughter that is in college and recieves a pell grant can I also go back to school and get a pell grant when we live in the same home? </title>
    <link>http://www.collegeloanconsultant.com/i-have-a-daughter-that-is-in-college-and-recieves-a-pell-grant-can-i-also-go-back-to-school-and-get-a-pell-grant-when-we-live-in-the-same-home.html</link>
    <description>My daughter is starting college this August and was awarded a Pell grant. My question is if she lives with me and used my income to get the grant can I</description>
    <pubDate>Sat, 09 Jul 2011 17:18:36 GMT</pubDate>
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    <title>College TaxCredit...Going for a Masters</title>
    <link>http://www.collegeloanconsultant.com/college-taxcreditgoing-for-a-masters.html</link>
    <description>  I believe many of us who have been laid off or let go in the past three years have come to the understanding that we need to pursue a career in another</description>
    <pubDate>Sun, 03 Jul 2011 23:28:03 GMT</pubDate>
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    <title>Federal Student Loan Interest Rate Drop</title>
    <link>http://www.collegeloanconsultant.com/federal-interest-rates.html</link>
    <description>The student loan interest rate dropped on July 1, 2011 for one type of federal loan- the subsidized Stafford loan.</description>
    <pubDate>Sun, 03 Jul 2011 03:53:15 GMT</pubDate>
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    <title>How do independent students' EFC get calculated?</title>
    <link>http://www.collegeloanconsultant.com/how-do-independent-students-efc-get-calculated.html</link>
    <description>I got a waiver to be eligible as an independent student because my parents have abandoned me and not given me any financial assistance or a place to live</description>
    <pubDate>Sat, 02 Jul 2011 16:15:01 GMT</pubDate>
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    <title>Pennsylvania Grants</title>
    <link>http://www.collegeloanconsultant.com/PHEAA.html</link>
    <description>The deadline for Pennsylvania grants for community college students has been extended, and the maximum amount for the state grant has been increased.</description>
    <pubDate>Wed, 29 Jun 2011 13:31:37 GMT</pubDate>
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    <title>My pell grant (the second half for academic year 2010-2011)</title>
    <link>http://www.collegeloanconsultant.com/my-pell-grant-the-second-half-for-academic-year-20102011.html</link>
    <description>The university I am currently attending received disbursement ($2,775.) of my Pell Grant June 21, 2011 and deposited $90. via EFT in my checking account</description>
    <pubDate>Tue, 28 Jun 2011 12:44:46 GMT</pubDate>
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    <title>Am I entitled to a reund of the remainder of the Pell Grant ?</title>
    <link>http://www.collegeloanconsultant.com/am-i-entitled-to-a-reund-of-the-remainder-of-the-pell-grant-.html</link>
    <description>This spring semester I took 12 credits. I received 3 F's and a D. The $1650 TAP award and only $605 of my $2775 Pell Grant was used for tuition. The remaining</description>
    <pubDate>Thu, 23 Jun 2011 22:56:02 GMT</pubDate>
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    <title>Is this school violating my student rights???</title>
    <link>http://www.collegeloanconsultant.com/is-this-school-violating-my-student-rights.html</link>
    <description>I just started attending community college where I was enrolled 8 hrs for the summer. My charges were $1200. I originally qualified for $2775; I accepted</description>
    <pubDate>Sun, 19 Jun 2011 04:10:20 GMT</pubDate>
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    <title>Georgia Department of Education Loans</title>
    <link>http://www.collegeloanconsultant.com/Georgia-Student-Finance-Commission.html</link>
    <description>The Georgia Department of Education is managing a new student loan program, the Student Access Loan Program.  Students who have unmet financial need are encouraged to apply for these limited funds.

The deadline to apply for the 2011-2012 school year is July 15.</description>
    <pubDate>Wed, 15 Jun 2011 17:28:15 GMT</pubDate>
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    <title>Don't most individuals qualify for a Pell grant?</title>
    <link>http://www.collegeloanconsultant.com/dont-most-individuals-qualify-for-a-pell-grant.html</link>
    <description>The financial aid advisor at the school that my daughter wants to go to has told us that my daughter does not qualify for a Pell grant.   Why not? My daughter</description>
    <pubDate>Thu, 09 Jun 2011 01:47:26 GMT</pubDate>
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    <title>Private Fixed Interest Loans</title>
    <link>http://www.collegeloanconsultant.com/wells-fargo-student-loans.html</link>
    <description>Fixed interest loans for college (a new option) were announced today by Wells Fargo.  The new rate is low enough to compete with private variable loans and even some fixed government loans.</description>
    <pubDate>Tue, 07 Jun 2011 22:54:51 GMT</pubDate>
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    <title>Hurt</title>
    <link>http://www.collegeloanconsultant.com/hurt.html</link>
    <description>I was not planning on attending this spring/summer, then my school awards me a loan when school starts in spring.  I say ok but no refund and it doesn't</description>
    <pubDate>Tue, 07 Jun 2011 14:31:44 GMT</pubDate>
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    <title>American Opportunity Tax Credit Extended</title>
    <link>http://www.collegeloanconsultant.com/american-opportunity-tax-credit-extended.html</link>
    <description>I feel this credit should be extended because there are parents (that do have kids in college) that are making over $58,000 a year. I am a single mother</description>
    <pubDate>Sat, 04 Jun 2011 23:33:38 GMT</pubDate>
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    <title>Federal Pell Grant, Not a Federal Loan?</title>
    <link>http://www.collegeloanconsultant.com/federal-pell-grant-not-a-federal-loan.html</link>
    <description>Can you get a federal Pell grant and not be awarded to get a federal loan?  ANSWER:  This question could be taken a few different ways.  Anyone who qualifies</description>
    <pubDate>Sat, 28 May 2011 20:00:56 GMT</pubDate>
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    <title>Summer Pell taken away by financial advisor</title>
    <link>http://www.collegeloanconsultant.com/summer-pell-taken-away-by-financial-advisor.html</link>
    <description>I was awarded the Pell Grant for my summer classes this year only to have my financial aid adviser delete my Pell from the system because she said I was</description>
    <pubDate>Sat, 21 May 2011 02:42:08 GMT</pubDate>
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    <title>Sell Used Textbooks Coupon</title>
    <link>http://www.collegeloanconsultant.com/sell-used-textbooks.html</link>
    <description>Use this coupon code to sell used textbooks back and get an extra 10% added money:
&lt;a rel=&quot;nofollow&quot; href=&quot;http://www.tkqlhce.com/29102vpyvpxCGFKHFLDCEDKKJFKD&quot; target=&quot;_blank&quot; onmouseover=&quot;window.status='http://www.bunchesofbooks.com';return true;&quot; onmouseout=&quot;window.status=' ';return true;&quot;&gt;&lt;br&gt;&lt;br&gt;
Use coupon PLUS10 at checkout. &lt;/a&gt;&lt;img src=&quot;http://www.tqlkg.com/f6102elpdjh265A75B3243AA95A3&quot; width=&quot;1&quot; height=&quot;1&quot; border=&quot;0&quot;/&gt;

Check full post for other online retailers who buy back textbooks.</description>
    <pubDate>Fri, 20 May 2011 20:08:26 GMT</pubDate>
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    <title>New Jersey Scholarships for College</title>
    <link>http://www.collegeloanconsultant.com/scholarships-for-college.html</link>
    <description>New Jersey scholarships for college are available for students whose families are involved in harness racing in the state.  The deadline to apply is June 30, 2012.</description>
    <pubDate>Thu, 19 May 2011 01:18:16 GMT</pubDate>
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    <title>Scholarship Money for College</title>
    <link>http://www.collegeloanconsultant.com/scholarships-for-college.html</link>
    <description>Scholarship money for college is available for would-be game developers.  There is no restriction on choice of majors; the deadline is June 30.</description>
    <pubDate>Tue, 17 May 2011 13:36:36 GMT</pubDate>
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