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   <title> College Loan Blog </title>
   <link>http://www.collegeloanconsultant.com/college-loan-blog.html</link>
   <description>College loan blog...updates on financial aid for students...from student loans- no cosigner to student loan forgiveness programs to government student loans consolidation etc…</description>
   <language>en-us</language>
   <category domain = "http://www.collegeloanconsultant.com/college-loan-blog.html#">college loan</category>
   <pubDate>Tue, 15 May 2012 14:01:09 GMT</pubDate>
   <lastBuildDate>Tue, 15 May 2012 14:01:09 GMT</lastBuildDate>
   <copyright>collegeloanconsultant.com</copyright>
   <item>
    <title>Student Loan Debt Forgiveness for Public Service</title>
    <guid>http://www.collegeloanconsultant.com/student-loan-debt-forgiveness.html</guid>
    <link>http://www.collegeloanconsultant.com/student-loan-debt-forgiveness.html</link>
    <description>Details for student loan debt forgiveness for public service available here.  Download forms and and learn reqirements for loan forgiveness for social workers and other public employees.</description>
    <pubDate>Mon, 14 May 2012 21:38:48 GMT</pubDate>
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   <item>
    <title>Am I entitled to a reund of the remainder of the Pell Grant ?</title>
    <guid>http://www.collegeloanconsultant.com/am-i-entitled-to-a-reund-of-the-remainder-of-the-pell-grant-.html</guid>
    <link>http://www.collegeloanconsultant.com/am-i-entitled-to-a-reund-of-the-remainder-of-the-pell-grant-.html</link>
    <description>This spring semester I took 12 credits. I received 3 F's and a D. The $1650 TAP award and only $605 of my $2775 Pell Grant was used for tuition. The remaining</description>
    <pubDate>Fri, 04 May 2012 21:45:51 GMT</pubDate>
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    <title>Is this school violating my student rights???</title>
    <guid>http://www.collegeloanconsultant.com/is-this-school-violating-my-student-rights.html</guid>
    <link>http://www.collegeloanconsultant.com/is-this-school-violating-my-student-rights.html</link>
    <description>I just started attending community college where I was enrolled 8 hrs for the summer. My charges were $1200. I originally qualified for $2775; I accepted</description>
    <pubDate>Fri, 04 May 2012 21:45:08 GMT</pubDate>
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    <title>Don't most individuals qualify for a Pell grant?</title>
    <guid>http://www.collegeloanconsultant.com/dont-most-individuals-qualify-for-a-pell-grant.html</guid>
    <link>http://www.collegeloanconsultant.com/dont-most-individuals-qualify-for-a-pell-grant.html</link>
    <description>The financial aid advisor at the school that my daughter wants to go to has told us that my daughter does not qualify for a Pell grant.   Why not? My daughter</description>
    <pubDate>Fri, 04 May 2012 21:44:24 GMT</pubDate>
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   <item>
    <title>Federal Pell Grant, Not a Federal Loan?</title>
    <guid>http://www.collegeloanconsultant.com/federal-pell-grant-not-a-federal-loan.html</guid>
    <link>http://www.collegeloanconsultant.com/federal-pell-grant-not-a-federal-loan.html</link>
    <description>Can you get a federal Pell grant and not be awarded to get a federal loan?  ANSWER:  This question could be taken a few different ways.  Anyone who qualifies</description>
    <pubDate>Fri, 04 May 2012 21:43:41 GMT</pubDate>
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   <item>
    <title>Ambush!</title>
    <guid>http://www.collegeloanconsultant.com/ambush.html</guid>
    <link>http://www.collegeloanconsultant.com/ambush.html</link>
    <description>I too received the email about federal Pell grant changes. Sadly after attempting a nursing program with ongoing additions and deletions; my 3.44 was not</description>
    <pubDate>Wed, 25 Apr 2012 14:13:40 GMT</pubDate>
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   <item>
    <title>Make Your Student Loan Repayment the Best Way</title>
    <guid>http://www.collegeloanconsultant.com/borrower-shortcuts.html#repayment</guid>
    <link>http://www.collegeloanconsultant.com/borrower-shortcuts.html#repayment</link>
    <description>Student loan  repayment, such as an ACS student loan payment, should be automatically deducted from your account.

Find out the best way to set this up.</description>
    <pubDate>Tue, 24 Apr 2012 17:31:17 GMT</pubDate>
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   <item>
    <title>Federal Pell Grant Changes...A bit harsh, and unfair.</title>
    <guid>http://www.collegeloanconsultant.com/federal-pell-grant-changesa-bit-harsh-and-unfair.html</guid>
    <link>http://www.collegeloanconsultant.com/federal-pell-grant-changesa-bit-harsh-and-unfair.html</link>
    <description>There is absolutely no information floating around in regards to the federal Pell grant only being given for six years as opposed to nine. I had plans</description>
    <pubDate>Tue, 17 Apr 2012 18:33:30 GMT</pubDate>
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   <item>
    <title>Education was just handed back to the rich..........</title>
    <guid>http://www.collegeloanconsultant.com/education-was-just-handed-back-to-the-rich.html</guid>
    <link>http://www.collegeloanconsultant.com/education-was-just-handed-back-to-the-rich.html</link>
    <description>Well let's see here, Adult education pretty much just got wiped off the board along with students going any further then a Bachelors degree as that can</description>
    <pubDate>Tue, 17 Apr 2012 18:09:06 GMT</pubDate>
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   <item>
    <title>Private Student Loans Help</title>
    <guid>http://www.collegeloanconsultant.com/private-student-loans.html</guid>
    <link>http://www.collegeloanconsultant.com/private-student-loans.html</link>
    <description>If you need private student loans help, the Consumer Financial Protection Bureau is now acting as the federal intermediary between private lenders and borrowers.</description>
    <pubDate>Sun, 11 Mar 2012 06:12:53 GMT</pubDate>
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    <title>Extend the Tax Credit for Obvious Reasons!!!!!</title>
    <guid>http://www.collegeloanconsultant.com/extend-the-tax-credit-for-obvious-reasons.html</guid>
    <link>http://www.collegeloanconsultant.com/extend-the-tax-credit-for-obvious-reasons.html</link>
    <description>The college tax credit should obviously be extended in my opinion. The economy isn't going to get any better, and if people can't even afford to go to</description>
    <pubDate>Thu, 08 Mar 2012 22:31:37 GMT</pubDate>
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    <title>College Tax Credit, Even Books Too!!!</title>
    <guid>http://www.collegeloanconsultant.com/college-tax-credit-even-books-too.html</guid>
    <link>http://www.collegeloanconsultant.com/college-tax-credit-even-books-too.html</link>
    <description>I thought you weren't allowed to use the amount you spent on books if you purchased them yourself.  I was told this by the my daughter's college that I</description>
    <pubDate>Thu, 08 Mar 2012 22:27:43 GMT</pubDate>
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    <title>Indefinitely Extending the College Tax Credit</title>
    <guid>http://www.collegeloanconsultant.com/indefinitely-extending-the-college-tax-credit.html</guid>
    <link>http://www.collegeloanconsultant.com/indefinitely-extending-the-college-tax-credit.html</link>
    <description>I am a parent of a child who will be attending UConn University in the Fall of 2011. I am middle-class and have tried to save for retirement,(I am 52)</description>
    <pubDate>Thu, 08 Mar 2012 21:01:25 GMT</pubDate>
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    <title>Books are expensive, College Tax Credit Helps</title>
    <guid>http://www.collegeloanconsultant.com/books-are-expensive-college-tax-credit-helps.html</guid>
    <link>http://www.collegeloanconsultant.com/books-are-expensive-college-tax-credit-helps.html</link>
    <description>Books are expensive, and most students don't get book stipends. I spent around $700(1 term) in books alone plus I had to pay some out of pocket expenses.</description>
    <pubDate>Thu, 08 Mar 2012 20:59:35 GMT</pubDate>
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   <item>
    <title>Tax Credit, Fairness for the Middle Class</title>
    <guid>http://www.collegeloanconsultant.com/tax-credit-fairness-for-the-middle-class.html</guid>
    <link>http://www.collegeloanconsultant.com/tax-credit-fairness-for-the-middle-class.html</link>
    <description>The college tax credit is the only way to abate the institutionalized discrimination against the average working, taxpaying American.Grants and scholarships</description>
    <pubDate>Thu, 08 Mar 2012 20:57:10 GMT</pubDate>
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    <title>College Tax Credit...The hard work should be RECOGNIZED!!</title>
    <guid>http://www.collegeloanconsultant.com/college-tax-creditthe-hard-work-should-be-recognized.html</guid>
    <link>http://www.collegeloanconsultant.com/college-tax-creditthe-hard-work-should-be-recognized.html</link>
    <description>I think that if you are willing to put forth the effort to further your education that it should be noticed. I know for myself, I am going to college to</description>
    <pubDate>Thu, 08 Mar 2012 19:06:03 GMT</pubDate>
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    <title>American Opportunity Tax Credit Extended</title>
    <guid>http://www.collegeloanconsultant.com/american-opportunity-tax-credit-extended.html</guid>
    <link>http://www.collegeloanconsultant.com/american-opportunity-tax-credit-extended.html</link>
    <description>I feel this credit should be extended because there are parents (that do have kids in college) that are making over $58,000 a year. I am a single mother</description>
    <pubDate>Thu, 08 Mar 2012 18:48:08 GMT</pubDate>
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   <item>
    <title>This is just not fair at all!!!!</title>
    <guid>http://www.collegeloanconsultant.com/this-is-just-not-fair-at-all.html</guid>
    <link>http://www.collegeloanconsultant.com/this-is-just-not-fair-at-all.html</link>
    <description>I have one child now in college and another on the way soon. My husband and I both work hard and we have a nice house. It is horribly disappointing when</description>
    <pubDate>Thu, 08 Mar 2012 18:46:44 GMT</pubDate>
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   <item>
    <title>Sallie Mae Student Loan Forbearance</title>
    <guid>http://www.collegeloanconsultant.com/sallie-mae-college-loans.html</guid>
    <link>http://www.collegeloanconsultant.com/sallie-mae-college-loans.html</link>
    <description>Sallie Mae student loan forbearance requirements have been changed due to a popular online petition.  The change will make it easier for out-of-work borrowers to meet the forbearance terms.
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    <pubDate>Mon, 13 Feb 2012 15:57:56 GMT</pubDate>
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   <item>
    <title>Federal Student Loan Servicing...New Servicer</title>
    <guid>http://www.collegeloanconsultant.com/federal-student-financial-aid.html</guid>
    <link>http://www.collegeloanconsultant.com/federal-student-financial-aid.html</link>
    <description>Federal Student Loan Servicing has awarded a new contract to ESA/Edfinancial to service loans.  Borrowers who currently have the Direct Loan Servicing Center as their servicer (and who are not in school or in their grace period) may be having their accounts transferred to ESA/Edfinancial, sometime in the next month.</description>
    <pubDate>Sat, 28 Jan 2012 20:37:57 GMT</pubDate>
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    <title>Pell Grant Changes 2012-2013</title>
    <guid>http://www.collegeloanconsultant.com/federal-pell-grant.html#anchor-name</guid>
    <link>http://www.collegeloanconsultant.com/federal-pell-grant.html#anchor-name</link>
    <description>Pell grant changes for 2012-2013 &lt;strong&gt;don't&lt;/strong&gt; include any changes to the maximum award amount, but they do affect &quot;who qualifies for how much&quot;, and everyone is affected by the changes for how long they can be received.</description>
    <pubDate>Thu, 29 Dec 2011 19:55:39 GMT</pubDate>
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   <item>
    <title>Income Contingent Plan, Pay As You Earn</title>
    <guid>http://www.collegeloanconsultant.com/monthly-payment-formula.html</guid>
    <link>http://www.collegeloanconsultant.com/monthly-payment-formula.html</link>
    <description>The Income Contingent Plan, nicknamed &quot;Pay as You Earn&quot;, will take effect 2 1/2years earlier than planned. President Obama issued an executive order to begin the college loan repayment program in January 2012, instead of July, 2014.</description>
    <pubDate>Wed, 26 Oct 2011 22:24:03 GMT</pubDate>
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    <title>Free Pell Grant May Be Limited to 6 Years</title>
    <guid>http://www.collegeloanconsultant.com/pell-grant-requirements.html</guid>
    <link>http://www.collegeloanconsultant.com/pell-grant-requirements.html</link>
    <description>Free Pell grant awards may be limited to only 6 years if the &lt;a target=&quot;_blank&quot; href=&quot;http://appropriations.house.gov/UploadedFiles/FY_2012_Final_LHHSE.pdf&quot;&gt;draft bill&lt;/a&gt; of the House Appropriations Committee is adopted.

This bill also proposes to eliminate Pell grants for students who go to school for less than half-time.</description>
    <pubDate>Sat, 01 Oct 2011 03:41:57 GMT</pubDate>
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    <title>Pell Grant Qualification May Change</title>
    <guid>http://www.collegeloanconsultant.com/pell-grant-qualifications.html</guid>
    <link>http://www.collegeloanconsultant.com/pell-grant-qualifications.html</link>
    <description>The Pell grant qualification for an automatic EFC of &quot;0&quot; (entitling the student to the maximum award) will change for the 2012-2013 school year, if the House Appropriations &lt;a target=&quot;_blank&quot; href=&quot;http://appropriations.house.gov/UploadedFiles/FY_2012_Final_LHHSE.pdf&quot;&gt;draft bill&lt;/a&gt; becomes law.

The draft cuts the maximum income allowed to $15,000.  See what the allowed income is, currently.</description>
    <pubDate>Fri, 30 Sep 2011 16:16:10 GMT</pubDate>
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    <title>Oregon Scholarships</title>
    <guid>http://www.collegeloanconsultant.com/Oregon-Student-Assistance-Commission.html</guid>
    <link>http://www.collegeloanconsultant.com/Oregon-Student-Assistance-Commission.html</link>
    <description>New Oregon scholarships are being offered by the University at Oregon to students whose income is too high to qualify for Pell grants.

Solari scholarships will be for incoming Oregon high school grads with a GPA of 3.6, and may be renewed for 4 years if students maintain a 3.0 GPA in college.</description>
    <pubDate>Mon, 19 Sep 2011 00:04:29 GMT</pubDate>
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    <title>Florida Bright Futures Scholarship</title>
    <guid>http://www.collegeloanconsultant.com/Florida-State-Department-of-Education.html</guid>
    <link>http://www.collegeloanconsultant.com/Florida-State-Department-of-Education.html</link>
    <description>Requirements for the Florida Bright Futures Scholarship now include filling out an error-free FAFSA.  More than 2,500 students may not receive their money this fall, because they have not completed their FAFSA forms.

With tuition deadlines here, students who have not filed will need to secure other funding to make up gaps.</description>
    <pubDate>Fri, 09 Sep 2011 17:42:32 GMT</pubDate>
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    <title>Utah Scholarships</title>
    <guid>http://www.collegeloanconsultant.com/uheaa.html</guid>
    <link>http://www.collegeloanconsultant.com/uheaa.html</link>
    <description>Two $250 Utah scholarships will be given for attendance at a college financial aid night (dates from 8/13 to 11/16) and a short (500 word) essay.

Rules are &lt;a target=&quot;_blank&quot; href=&quot;https://www.uheaa.org/forms/rules&quot;&gt;here&lt;/a&gt;.</description>
    <pubDate>Fri, 19 Aug 2011 19:47:54 GMT</pubDate>
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    <title>FAFSA Deadline</title>
    <guid>http://www.collegeloanconsultant.com/fafsa-deadline.html</guid>
    <link>http://www.collegeloanconsultant.com/fafsa-deadline.html</link>
    <description>An early or late FAFSA deadline can make the difference as far as qualifying for a state scholarship.  

Alaska's late deadline enabled 75% of the 2,337 academically qualified students, to claim their scholarships for high school seniors.  Find out when your state FAFSA deadline is (before it's too late).</description>
    <pubDate>Sun, 14 Aug 2011 03:09:06 GMT</pubDate>
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    <title>Illinois Scholarships</title>
    <guid>http://www.collegeloanconsultant.com/Illinois-Student-Assistance-Commission.html</guid>
    <link>http://www.collegeloanconsultant.com/Illinois-Student-Assistance-Commission.html</link>
    <description>Illinois scholarships and other college funding opportunities will be provided for undocumented students, when the Illinois DREAM Act is signed into law tomorrow.</description>
    <pubDate>Sun, 31 Jul 2011 21:18:42 GMT</pubDate>
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   <item>
    <title>Scholarships for College...MBA</title>
    <guid>http://www.collegeloanconsultant.com/scholarships-for-college.html</guid>
    <link>http://www.collegeloanconsultant.com/scholarships-for-college.html</link>
    <description>Scholarships for college...If you are thinking of going for your MBA, and you act quickly (by July 28) you could tweet your way to a full ride.</description>
    <pubDate>Tue, 12 Jul 2011 16:15:56 GMT</pubDate>
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   <item>
    <title>Federal Student Loan Interest Rate Drop</title>
    <guid>http://www.collegeloanconsultant.com/federal-interest-rates.html</guid>
    <link>http://www.collegeloanconsultant.com/federal-interest-rates.html</link>
    <description>The student loan interest rate dropped on July 1, 2011 for one type of federal loan- the subsidized Stafford loan.</description>
    <pubDate>Sun, 03 Jul 2011 03:53:15 GMT</pubDate>
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    <title>Pennsylvania Grants</title>
    <guid>http://www.collegeloanconsultant.com/PHEAA.html</guid>
    <link>http://www.collegeloanconsultant.com/PHEAA.html</link>
    <description>The deadline for Pennsylvania grants for community college students has been extended, and the maximum amount for the state grant has been increased.</description>
    <pubDate>Wed, 29 Jun 2011 13:31:37 GMT</pubDate>
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    <title>Georgia Department of Education Loans</title>
    <guid>http://www.collegeloanconsultant.com/Georgia-Student-Finance-Commission.html</guid>
    <link>http://www.collegeloanconsultant.com/Georgia-Student-Finance-Commission.html</link>
    <description>The Georgia Department of Education is managing a new student loan program, the Student Access Loan Program.  Students who have unmet financial need are encouraged to apply for these limited funds.

The deadline to apply for the 2011-2012 school year is July 15.</description>
    <pubDate>Wed, 15 Jun 2011 17:28:15 GMT</pubDate>
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    <title>Private Fixed Interest Loans</title>
    <guid>http://www.collegeloanconsultant.com/wells-fargo-student-loans.html</guid>
    <link>http://www.collegeloanconsultant.com/wells-fargo-student-loans.html</link>
    <description>Fixed interest loans for college (a new option) were announced today by Wells Fargo.  The new rate is low enough to compete with private variable loans and even some fixed government loans.</description>
    <pubDate>Tue, 07 Jun 2011 22:54:51 GMT</pubDate>
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   <item>
    <title>Sell Used Textbooks Coupon</title>
    <guid>http://www.collegeloanconsultant.com/sell-used-textbooks.html</guid>
    <link>http://www.collegeloanconsultant.com/sell-used-textbooks.html</link>
    <description>Use this coupon code to sell used textbooks back and get an extra 10% added money:
&lt;a rel=&quot;nofollow&quot; href=&quot;http://www.tkqlhce.com/29102vpyvpxCGFKHFLDCEDKKJFKD&quot; target=&quot;_blank&quot; onmouseover=&quot;window.status='http://www.bunchesofbooks.com';return true;&quot; onmouseout=&quot;window.status=' ';return true;&quot;&gt;&lt;br&gt;&lt;br&gt;
Use coupon PLUS10 at checkout. &lt;/a&gt;&lt;img src=&quot;http://www.tqlkg.com/f6102elpdjh265A75B3243AA95A3&quot; width=&quot;1&quot; height=&quot;1&quot; border=&quot;0&quot;/&gt;

Check full post for other online retailers who buy back textbooks.</description>
    <pubDate>Fri, 20 May 2011 20:08:26 GMT</pubDate>
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   <item>
    <title>New Jersey Scholarships for College</title>
    <guid>http://www.collegeloanconsultant.com/scholarships-for-college.html</guid>
    <link>http://www.collegeloanconsultant.com/scholarships-for-college.html</link>
    <description>New Jersey scholarships for college are available for students whose families are involved in harness racing in the state.  The deadline to apply is June 30, 2012.</description>
    <pubDate>Thu, 19 May 2011 01:18:16 GMT</pubDate>
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   <item>
    <title>Scholarship Money for College</title>
    <guid>http://www.collegeloanconsultant.com/scholarships-for-college.html</guid>
    <link>http://www.collegeloanconsultant.com/scholarships-for-college.html</link>
    <description>Scholarship money for college is available for would-be game developers.  There is no restriction on choice of majors; the deadline is June 30.</description>
    <pubDate>Tue, 17 May 2011 13:36:36 GMT</pubDate>
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