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Penn State University Loans..A Good Alternative
Penn State University loans will work for students whose financial aid and
federal student loans
leave them short.
Eligibility Requirements: - must complete a yearly FAFSA
- must register for 15-18 credits each semester (completing 80% successfully)
- must not be in default on an educational loan
- must be enrolled in an eligible degree program
- must be registered for Selective Service if male and age 18-25
- must be a citizen or a noncitizen with a social security number
- must have a high school diploma
| University Loan Features/Benefits | | interest rate | 6.0% fixed | | maximum loan | $2,200 per year | | grace period | 9 months after graduation/non-enrollment | | deferment | economic hardship, disability, internship |
These loans are reserved for students that can demonstrate high financial need.
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