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State College Loans: Take Advantage If You Can

"A single courageous state may, if its citizens choose, serve as a laboratory"

Justice Brandeis

State college loans are great for people who are:

worried about getting college loans with bad credit

looking for student loan forgiveness programs

concerned about student loans with no cosigner

anticipating a need for student loan deferment

trying to find college loan consolidation

State programs not only fit these needs, but many offer their own unique features as well. And their interest rates are usually below the rates offered for private student loans .

In some cases, state loan rates are even more favorable than the federal interest rates .

38 states have some kind of college loan program. State grants, scholarships and loan forgiveness programs are also described here. Click on your state to see what is offered:

Map of the United States

If your state does not have a separate state college loan program, you can [COMPENSATED AFFILIATE LINK search for student loans from competing lenders at SimpleTuition

After you've seen what is available in your state, check some others out. If you see something you would like your state to include, contact your state legislators .

This site is not affiliated in any manner with any local, state, or federal agency or entity described on this site. Additionally, none of the information or content on this site has been reviewed, approved or endorsed by any of the agencies or entities named on this site. This site is intended to provide information only and is not intended to be any representation of any official information. As always, you must check directly with the entity or agency in your state for official information.

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