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State College Loans...and Grants and Scholarships

"A single courageous state may, if its citizens choose, serve as a laboratory"
Justice Brandeis



State college loans are great for people who are:
  • worried about getting college loans with bad credit
  • looking for student loan forgiveness programs
  • concerned about student loans with no cosigner
  • anticipating a need for student loan deferment
  • trying to find college loan consolidation

State programs not only fit these needs, but many offer their own unique features as well. And their interest rates are usually below the rates offered for private student loans .

In some cases, state loan rates are even more favorable than the federal interest rates .

38 states have some kind of college loan program. State grants, scholarships and loan forgiveness programs are also described here. Click on your state to see what is offered:


Map of the United States

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareWashington, DCFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachussetsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming




If your state does not offer its own loans and if federal student loans are not enough to cover your college costs, you can compare loans offered by private lenders to see which is best for you.

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college loan consultant plan for paying off student loans in any state After you've seen what is available in your state, check some others out. If you see something you would like your state to include, contact your state legislators


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This site is not affiliated in any manner with any local, state, or federal governmental agency or entity described on this site. Additionally, none of the information or content on this site has been reviewed, approved or endorsed by any of the government agencies or entities named on this site. This site is intended to provide information only and is not intended to be any representation of any official information. As always, you must check directly with the entity or agency in your state for official information.


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