UHEAA is the state agency that guarantees federal college loans for students, and oversees college grants, scholarships and the UESP (Utah Educational Savings Plan).
They also make student consolidation loans for graduates, counsel borrowers about student loan debt and offer programs like school loan forgiveness to help keep student loan repayment, affordable.
Utah has no separate state college loan program.
Utah schools used the FFELP (Federal Family Education Loan Program) for federal student loans, but now all federal loans are Direct loans.
UHEAA is holding a series of "College Financial Aid Nights" where Utah students can get information about schools, deadlines, and grants, scholarships, and loans. These are the dates and locations:
need-based award (family income must be less than 200% of the federal poverty guideline)
awards range from $300 to $5,000
FAFSA used; only these schools use this grant:
Brigham Young University College of Eastern Utah Dixie State College of Utah LDS Business College Salt Lake Community College Snow College Southern Utah University University of Utah Utah State University Utah Valley State College Weber State University Westminster College
Utah Educationally Disadvantaged Program
for hearing impaired, learning disabled, physically disabled or visually impaired students
available at:
University of Utah Utah State University Weber State University Southern Utah University Snow College Dixie State College College of Eastern Utah Utah Valley State College Salt Lake Community College
Utah Tuition Waiver
These are need-based renewable awards for 2 and 4 year schools. The amounts vary from partial to full waivers. Some are available to non-residents.
Now, the scholarships:
Utah State Board of Regents Scholarships
Base Award
$1,000
must complete Utah Scholars Core Course of Study
3.0 GPA- no core grade lower than a "C"
at least one reported ACT score
must be used within 12 months of high school graduation
Exemplary Academic Achievement Award
up to 75% of tuition and renewable
must complete Utah Scholars Core Course of Study
3.5 GPA- no core grade lower than a "B"
ACT score of 26 or better
must be used within 12 months of high school graduation
Utah Educational Savings Plan Supplemental Award
worth up to $400
meet the qualifications for a Regents Scholarship Award
have a Utah Educational Savings Plan Trust (UESP) account
New Century Scholarship
up to 75% of tuition costs for up to 60 credit hours to be used towards the completion of a bachelor’s degree
requirements of an associate’s degree or the approved math and science curriculum at a Utah System of Higher Education (USHE) institution must be completed with at least a 3.0 cumulative GPA by September 1st of the high school graduating year
must maintain a 3.0 GPA
up to 5 years from graduation to use the scholarship
Centennial Scholarship
award for graduating high school early at these rates:
$1,000 junior year $750 first quarter of the senior year $500 second quarter of the senior year $250 third quarter of the senior year $666 first trimester of the senior year $333 second trimester of the senior year
must be enrolled as a full-time student within 1 year of graduation
Terrel H. Bell Teaching Incentive Loan Program (TILP)
scholarship/loan program awards full tuition and fees
Students who graduate with a teaching certificate and teach in a Utah K-12 school can repay the loan at the rate of 1 year of loan for each year of teaching.
WICHE Student Incentive Loan Program
Students can study at one of 140 out-of-state schools (in 15 states) and only pay 150% of tuition.
The only non-federal Utah program offering debt forgiveness for student loans (aside from the TILP scholarship loan) is the:
Utah Engineering and Computer Science Loan Forgiveness Program
for UHEAA guaranteed Stafford or Perkins loans
Degree program students receive a Certificate for Student Loan Forgiveness which guarantees that when the requirements for loan forgiveness are met, a direct credit for reduction of the outstanding principal balance will be given.
must agree to work in Utah in the approved field of study for four years
forgiven at the rate of one year of work for each year of loan
Eligibility for forgiveness ends 6 years after degree completion.
Graduates remain eligible for all federal student loan forgiveness programs.
Although UHEAA has no state college loans for students to oversee, and the grants and scholarships for college have lower awards than in other states, tuition is also lower in Utah.
UHEAA (Utah Higher Education Assistance Authority) The Board of Regents Building The Gateway 60 South 400 West Salt Lake City, UT 84101-1284 Phone: (801) 321-7200 Toll-Free: (800) 418-8757
Although UHEAA has no state college loans for students to oversee, and the grants and scholarships for college have lower awards than in other states, tuition is also lower in Utah.
